Payment Gateway

QubePay’s advanced omni-channel payments gateway enables merchants to maximise the commercial potential of their business by providing customers with an engaging and secure buying process. With a variety of integration and white-label options, QubePay delivers a streamlined consumer experience that mirrors the brand identity of our clients.

A Seamless Purchasing Experience For Customers

QubePay’s three-step payments gateway manages online purchases at electrifying speed.

Once a customer has entered their card details and confirmed their purchase, the gateway encrypts all data and sends it to the requisite bank for approval; once authorised, the transaction is completed, and the customer purchase is confirmed in seconds.

QubePay's gateway and technology is equipped with built-in risk and fraud management algorithms and highly secure server environments.

Gateway Features

Developed using state-of-the-art technology and comprising a suite of features that elevate the online purchasing experience, elegantly structured web pages mirror the merchant's brand identity. Cutting-edge UX design increases conversions, collections and loyalty, while merchants monitor all activity via the integrated Business Intelligence Platform.

Business Information Platform

PCI-Compliant Tokenisation

Virtual Terminal

g

Multiple Channels and Payment Methods

Recurring Billing

And Much More

Business Information Platform

PCI-Compliant Tokenisation

Virtual Terminal

g

Multiple Channels and Payment Methods

Recurring Billing

And Much More

Introducing Our Business Intelligence Platform

Merchants can monitor the performance of their business in forensic detail using QubePay’s configurable Business Intelligence Platform. Real-time reporting enables full visibility to all data, including transaction statistics, decline analysis and traffic trends providing invaluable management information and business insights.

Security

A totally secure PCI DSS Level 1 certified payment gateway that is fully compliant with the online payment processing industry regulations. 2048-bit SSL data encryption provides the highest possible levels of security to protect all transmitted personal information and financial transactions. These demonstrable security credentials are prerequisites for all major card providers including Visa, MasterCard, Maestro and Amex.

Z

PCI DSS Level 1 Certification

The Payment Card Industry Data Security Standard with 2048-bit SSL encryption

Z

Merchant Compliance

Clients using QubePay’s payment services are automatically deemed compliant

Z

Cutting-edge Infrastructure

Core API architecture with robust security features ensure stability and integrity

Z

99.9% Guaranteed Uptime

Unparalleled reliability with payments processed on multiple hosting locations

Fraud Prevention

Incorporating industry-leading anti-fraud and risk management technologies to detect any potentially fraudulent activity or suspicious transactions. Proven to reduce chargebacks and increase acceptance rates, the real-time fraud prevention tools can be easily configured to a merchant’s pre-defined rules to minimise specific risk. These tools include address verification systems, 3D Secure authentication layers and multiple fraud detection tests.

Z

AVS & CVV Checks

Intuitive address verification service & credit verification value checks

Z

Geo IP Location Checks

Geolocation IP tracking identifies high-risk or suspicious payments

Z

Velocity & Plausibility Checks

Monitors data elements against real-time transactions to prevent fraud

Z

Black & White Listing

Fraud screening to identify & risk score potentially fraudulent customers

Security

A totally secure PCI DSS Level 1 certified payment gateway that is fully compliant with the online payment processing industry regulations. 2048-bit SSL data encryption provides the highest possible levels of security to protect all transmitted personal information and financial transactions. These demonstrable security credentials are prerequisites for all major card providers including Visa, MasterCard, Maestro and Amex.

Z

PCI DSS Level 1 Certification

The Payment Card Industry Data Security Standard with 2048-bit SSL encryption

Z

Merchant Compliance

Clients using QubePay’s payment services are automatically deemed compliant

Z

Cutting-edge Infrastructure

Core API architecture with robust security features ensure stability and integrity

Z

99.9% Guaranteed Uptime

Unparalleled reliability with payments processed on multiple hosting locations

Fraud Prevention

Incorporating industry-leading anti-fraud and risk management technologies to detect any potentially fraudulent activity or suspicious transactions. Proven to reduce chargebacks and increase acceptance rates, the real-time fraud prevention tools can be easily configured to a merchant’s pre-defined rules to minimise specific risk. These tools include 3D Secure authentication and multiple fraud detection tests.

Z

AVS & CVN Checks

Intuitive Address Verification System & Card Verification Number checks

Z

Geo IP Location Checks

Geolocation IP tracking identifies high-risk or suspicious payments

Z

Velocity & Plausibility Checks

Monitors data elements against real-time transactions to prevent fraud

Z

Black & White Listing

Fraud screening to identify & risk score potentially fraudulent customers

Our Integration Options 

COPYandPAY

Seamless iframe integration enables fully branded, highly secure and customisable payment pages to provide a seamless customer experience. Frictionless checkout flow improves conversions and minimises abandonments.

Server-to-Server

Direct and customised S2S integration transfers event data, payment acceptance services and purchasing transactions between the merchant & QubePay. Our API enables automated conversion tracking, rule-based reporting and flexible workflows.

Interested in transforming your business?